Financial Policies
In order to assist you with the financial investment in your periodontal health, you may find the following financial information helpful.

Patients With Dental Insurance

We are participating providers with the following Dental Insurance providers: 

  • -Delta Dental
  • -Aetna
  • -Met Life
  • -Horizon Blue Cross Blue Shield
  • -Cigna

Your insurance is a contract between you and the insurance company. Your employer purchases the contract and we are not involved in that contract.  As a courtesy, we will submit necessary forms and information to your insurance provider.  However, you are ultimately responsible for the payment for services.  Please keep in mind that dental insurance often covers only a portion of treatment with a yearly maximum.  Your recommended treatment may exceed your yearly maximum. The type of treatment you need and receive is based upon Dr. Jaeger's professional judgement and not on whether your insurance provider will cover the procedure.

Insurance Co-Pay Policy

Any co-pay or deductible is due in full at the time of the service. For your convenience, we accept all major credit cards as well as cash payments.


Pre-Determination is an estimation of what your insurance benefits will cover before a procedure is performed. A pre-determination of insurance benefits is completed for extensive periodontal procedures, such as surgical procedures.  We typically do not pre-determine non-surgical services. If you have other dental work at other dental offices, your pre-determination may not be accurate at the time of your service.  You are responsible for any variation.

Patients Without Dental Insurance

Payment in full is expected at the time of service unless a payment plan was established in advance. For your convenience, we accept cash payments and all major credit cards including: Visa, MasterCard, American Express, and Discover. If you have no insurance and wish to pay in full for your treatment in cash, you will be offered a 5% off courtesy. Credit cards are not included in this offer.

Payment Plans

We will work with you to establish reasonable short-term payment plans for more extensive periodontal procedures.  For one-visit periodontal surgical or non-surgical procedures, we do not offer payment plans.

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